by John Skiba, Esq. | Mar 27, 2015 | Debt Collection Lawsuits, Debt Settlement
Debt collectors will often ask you set up a payment plan for to pay a debt over time. And typically they going to want more than just a promise to make the payments, they want you to give them your bank account information and sometimes even ask you to write them...
by John Skiba, Esq. | Mar 2, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
It is the time of year when people are gearing up to get their taxes filed. Many will get a nice tax refund check and while what I am about to propose may be some of the least fun things you can do with a tax refund check, you might be surprised that you can wipe out...
by John Skiba, Esq. | Jan 7, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
The law in Arizona as it applies to cases brought by junk debt buyers like Portfolio Recovery Associates is somewhat in flux. This has resulted in rulings from the various courts that can be all over the place. Often the end result of your case will largely be...
by John Skiba, Esq. | Jan 6, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
If you are dealing with past due debts you no-doubt understand the confusion of what company is trying to collect what debt on behalf of who? (If that makes sense?). Well before a debt ends up in the hands of a junk debt buyer like Portfolio Recovery or Midland...
by John Skiba, Esq. | Jan 3, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
People want to pay their debts. That is why when a junk debt buyer like Midland Funding, CACH, LLC, Cavalry SPV, or Portfolio Recovery comes along and threatens to file a lawsuit over a junk debt it allegedly purchased, many people will agree to the settlement offer...
by John Skiba, Esq. | Dec 8, 2014 | Debt Collection Lawsuits, Debt Settlement
People want to pay their debts. If there is one thing I have learned over the last 11 years of practicing law is that people generally want to pay the debts that they have incurred. People usually hire me when they simply can’t. And in almost every bankruptcy...
