by John Skiba, Esq. | Dec 27, 2011 | Collection Law Suits, Debt Settlement
Most people that will read this article have had the unpleasant experience of receiving a knock at the door only to get served with a lawsuit. After the shock subsides as to what just happened, you look at the paperwork and you ask yourself the question: “who in the...
by John Skiba, Esq. | Oct 19, 2011 | Chapter 7 Bankruptcy, Debt Settlement
When the bankruptcy code was amended back in 2005 one of the new requirements was that those wishing to file for bankruptcy would need to take a pre-bankruptcy credit counseling course as well as a post-filing financial management course. Pre-Bankruptcy Credit...
by John Skiba, Esq. | Oct 11, 2011 | Chapter 7 Bankruptcy, Debt Settlement
Recently in Readers Digest online they posted an article on 13 Things a Debt Collector Won’t Tell You. The article discusses various techniques and approaches that debt collectors use to try and get money from you. Number one on the list was that debt...
by John Skiba, Esq. | Sep 27, 2011 | Chapter 7 Bankruptcy, Debt Settlement
It really goes without saying that if you are thinking of filing for bankruptcy money in your household is tight. You may be struggling to come up with gas money to get to work or buy groceries let alone coming up with a big sum of money to pay a bankruptcy...
by John Skiba, Esq. | Sep 6, 2011 | Chapter 7 Bankruptcy, Debt Settlement
When I meet with clients to discuss their possible bankruptcy filing I go over all the different options that are out there. I will always give my opinion as to what will best serve their situation. Naturally most people are hesitant to jump into a bankruptcy case,...
by John Skiba, Esq. | Aug 30, 2011 | Collection Law Suits, Debt Settlement, Self-Help Legal Services
If you are being sued by Midland Funding, LLC here in Arizona you are not alone. Recently I have seen an increase in the number of clients coming in with lawsuits by Midland Funding and other debt buyers. What is a debt buyer? These are companies that have...
