by John Skiba, Esq. | Nov 2, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
Recently I wrote about the Consumer Financial Protection Bureau (“CFPB”) sanctioning Midland Funding and its sister companies Midland Credit Management, Asset Acceptance, and parent company Encore Capital. After a thorough investigation of Midland Funding...
by John Skiba, Esq. | Oct 13, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter
Over the past year I have seen junk debt buyers like Midland Funding and Portfolio Recovery Associates file debt collection lawsuits here in Arizona on accounts where the amount is relatively small – some for amounts less than $1,000. I have literally had...
by John Skiba, Esq. | Sep 30, 2015 | Collection Law Suits, Debt Collection Lawsuits
A few weeks back I reported how the Consumer Financial Protection Bureau (“CFPB”) had sanctioned both Midland Funding and Portfolio Recovery Associates for their illegal debt collection tactics when it came to junk debt buyer lawsuits. The fines were...
by John Skiba, Esq. | Sep 9, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
Finally! Today the Consumer Financial Protection Bureau (“CFPB”) took action against Midland Funding (and its parent company Encore Capital) and Portfolio Recovery Associates – the nation’s two largest junk debt buyers – for their...
by John Skiba, Esq. | Sep 8, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Fair Debt Collection, FDCPA Claims, Newsletter
I have written previously on the bias that consumers face from courts and others when they challenge a creditor who is suing them on a debt. The source of this bias, in my opinion, is partially due to the trust that people put in large banks. For reasons that are...
by John Skiba, Esq. | Aug 24, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
When a debt is legitimately owed I have found that most people simply want to negotiate a settlement with the creditor and get it behind them. And while creditors will usually agree to settle a debt, if a court case has already been filed they will often ask for you...
