by John Skiba, Esq. | May 1, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
When faced with a difficult situation it is comforting to know your options. If you have been sued by one of the junk debt buyers like Midland Funding, CACH, LLC, or Portfolio Recovery you are likely loosing a lot of sleep over what your options are and what, if...
by John Skiba, Esq. | Apr 22, 2015 | Debt Collection Lawsuits, Newsletter, Podcasts
Recently I watched the documentary “Inside Job” that discusses the build up and collapse of the financial system in 2008. It reminded me a lot of the debt collection system and how it tends to chew up consumers who aren’t aware of the rules of the...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
by John Skiba, Esq. | Mar 27, 2015 | Debt Collection Lawsuits, Debt Settlement
Debt collectors will often ask you set up a payment plan for to pay a debt over time. And typically they going to want more than just a promise to make the payments, they want you to give them your bank account information and sometimes even ask you to write them...
by John Skiba, Esq. | Mar 24, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter, Podcasts
When it comes to banks, brand loyalty is a real thing. I am always somewhat surprised when meeting with clients who are preparing to file for bankruptcy and they express such remorse at filing bankruptcy on a certain credit card account because “they have always...
by John Skiba, Esq. | Mar 20, 2015 | Collection Law Suits, Debt Collection Lawsuits
Recently I met with a great woman who had been battling hard against junk debt buyer Midland Funding here in an Arizona court. Her preparation was more than adequate – she had a three-inch three-ring binder with all of her research, motions, and trial notes...
