by John Skiba, Esq. | Jul 30, 2017 | Collection Law Suits, Debt Collection Lawsuits
Today I was at the court attending a garnishment hearing on behalf of a client. I got there a little bit early and was reviewing the docket posted outside the courtroom by the clerk of the court. The morning’s calendar was full of debt collection cases –...
by John Skiba, Esq. | Jul 29, 2017 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Legal Coaching
Arizona’s justice court system has a problem when it comes to mediation in debt buyer cases brought by junk debt buyers like Portfolio Recovery Associates, CACH, Cavalry SPV, and Midland Funding. Before I jump into the mediation problem faced by Arizona...
by John Skiba, Esq. | Jul 27, 2017 | Collection Law Suits, Legal Coaching
When it comes to consumers being sued by debt collectors in Arizona the overwhelming majority of consumer represent themselves in court. In fact, studies show that less than 1% of consumers being sued by a debt collector actually hire an attorney. This makes sense...
by John Skiba, Esq. | Jul 18, 2017 | Collection Law Suits, Debt Collection Lawsuits, Student Loan Debt
Recently the New York Times ran an article on the possibility of private student loans that are held by the National Collegiate Student Loan Trusts being wiped out due to poor documentation. While the New York Times article is shining a light on this the problems with...
by John Skiba, Esq. | Mar 3, 2017 | Collection Law Suits, Debt Collection Lawsuits
The Arizona Court of Appeals recently dealt a blow to consumers when it issued a new decision on the statute of limitations as it applies to credit card debt. The statute of limitations is the time period a credit card company has to file a collection lawsuit after a...
by John Skiba, Esq. | Nov 16, 2016 | Collection Law Suits, Debt Collection Lawsuits
Two years ago Midland Funding sued a consumer here in Arizona and began what ended up being a two year court battle through both the Justice Court System and an appeal to the Maricopa County Superior Court. The end result was the court entering judgment in favor of...