by John Skiba, Esq. | May 30, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
When you owe debts that you cannot pay most will look to one of two options – debt settlement or bankruptcy. What many don’t realize is that in some circumstances there is the potential for additional tax liability even if you pay off most of your debt....
by John Skiba, Esq. | May 20, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Today I attended the 2015 Bankruptcy Leadership Summit in Nashville, Tennessee at the Dave Ramsey headquarters. In his introductory remarks this morning Dave Ramsey discussed his own bankruptcy that he filed years ago to stop debt collectors from taking the furniture...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
by John Skiba, Esq. | Apr 15, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Tax Day is on us once again. I think it is kind of funny that my calendar I use here at work actually has a preset “holiday” alert for Tax Day – probably some sort of government conspiracy. But if you are preparing your taxes today and realize that...
by John Skiba, Esq. | Apr 8, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Over the last twelve years I have met with thousands of families who needed to file bankruptcy to deal with their serious debt problems. And for many bankruptcy is truly a needed tool in dealing with troubled finances. But what about after the bankruptcy is over? Do...
by John Skiba, Esq. | Apr 7, 2015 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
Credit cards. Can’t live with them, can’t live without them. Or can you? Without question the number one debt problem for most of my bankruptcy clients is credit card debt – a lot of credit card debt. On a regular basis I help clients who are facing...
