by John Skiba, Esq. | Oct 13, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter
Over the past year I have seen junk debt buyers like Midland Funding and Portfolio Recovery Associates file debt collection lawsuits here in Arizona on accounts where the amount is relatively small – some for amounts less than $1,000. I have literally had...
by John Skiba, Esq. | Sep 14, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Foreclosure
Almost daily I meet with families that have avoided filing for bankruptcy because they fear they will lose their home as part of the process. In this article I will discuss how you can know if your house will be put at risk by filing bankruptcy and discuss the...
by John Skiba, Esq. | Jul 31, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter
I am proud to announce the launch of the Consumer Warrior Forums. Every day I get emails, comments on my blog, phone calls, and meet with people in person who are desperate for help with their debt collection lawsuit but either can’t afford an attorney or it...
by John Skiba, Esq. | Jul 1, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
With the 4th of July weekend coming up, DUI task forces will be out. This got me thinking about the relationship between DUI and bankruptcy. I work in an office next to John Skiba and we’ve talked about how these practice areas overlap sometimes. As a dedicated DUI...
by John Skiba, Esq. | Jun 22, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Newsletter
It is hard to believe we are getting ready to head into the July 4th weekend! 2015 is almost half-way over and I have started to plan out the remainder of the year andit is crazy to think if you are thinking of filing bankruptcy and want to start the new year debt...
by John Skiba, Esq. | Jun 11, 2015 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
For some filing for bankruptcy will not only bring a lot of much needed relief it is actually a smart financial step. Bankruptcy can clear away a lot of debt and truly provide a fresh start. However there are situations where filing for bankruptcy can be a very bad...