by John Skiba, Esq. | Aug 31, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Often clients tell me that it took a long time for them to finally make an appointment to see me about their bankruptcy. No one wants to file for bankruptcy, but sometimes it becomes necessary. The problem I often see is that people will wait too long to file their...
by John Skiba, Esq. | Aug 29, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When you have made the decision that it is necessary to file for bankruptcy the next step is to plan out when you are going to file your bankruptcy and all the steps that lead up to that day. Almost daily I meet with people who really need to file bankruptcy but have...
by John Skiba, Esq. | Aug 25, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
As I say throughout my website, no one wants to file for bankruptcy. Bankruptcy is usually an absolute last option for people after trying to manage their debts over several months or even years. You keep trying to come up with some payment arrangement with your...
by John Skiba, Esq. | Aug 22, 2011 | Chapter 7 Bankruptcy
Retirement is usually not the time when most people think that bankruptcy will be necessary. However in my bankruptcy practice I meet with many people who are retired who are facing the difficult choice of filing bankruptcy. I have observed a couple reasons for...
by John Skiba, Esq. | Aug 17, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
For most people who are looking to file bankruptcy the choice really comes down to filing a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. In this article I would like to go over seven reasons why Chapter 7 can be preferable over a Chapter 13. Not all bankruptcy...
by John Skiba, Esq. | Aug 15, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
In 2010 Americans gave $291 billion dollars to charity. It is no surprise that in meeting with people about bankruptcy that the topic of how their charitable contributions or tithing will impact their bankruptcy case often comes up. Many are surprised to learn that...
