by John Skiba, Esq. | Oct 18, 2011 | Chapter 7 Bankruptcy
Filing bankruptcy just got slightly more expensive and for some in Arizona it will be more difficult to file a Chapter 7 bankruptcy. On November 1st of this year the filing fees for filing a Chapter 7 bankruptyc and Chapter 13 bankruptcy will go up. Further, on...
by John Skiba, Esq. | Oct 17, 2011 | Chapter 7 Bankruptcy
During my bankruptcy consultations I meet with several families every week that are struggling through financial problems. In almost every situation the main problem is large amounts of credit card debt. As this recession drags on people are having wages cut or...
by John Skiba, Esq. | Oct 13, 2011 | Chapter 7 Bankruptcy
This is the first of a series of videos I will be going on the Chapter 7 bankruptcy process and issues that can arise in a Chapter 7 bankruptcy case. I offer free consultations on all Chapter 7 bankruptcy matters and would be happy to meet with you to discuss yours. I...
by John Skiba, Esq. | Oct 11, 2011 | Chapter 7 Bankruptcy, Debt Settlement
Recently in Readers Digest online they posted an article on 13 Things a Debt Collector Won’t Tell You. The article discusses various techniques and approaches that debt collectors use to try and get money from you. Number one on the list was that debt...
by John Skiba, Esq. | Oct 6, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I meet with a lot of people who believe that bankruptcy is going to be their best option. And truthfully, for most of the people I meet with bankruptcy is not only the best option but something they should have done a long time ago. However, when I meet with...
by John Skiba, Esq. | Oct 4, 2011 | Chapter 7 Bankruptcy, Foreclosure
The other day in the Wall Street Journal there was an article about home owners who have lost their homes through foreclosure only to then be sued by the bank for the balance owed. During my bankruptcy consultations I often hear of families that have lost their home...