by John Skiba, Esq. | Nov 14, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Recently the court released information on the number of people who represent themselves in bankruptcy. Arizona ranked third overall in number of “pro se” bankruptcy filers. In fact, in Arizona, a full 20% of bankruptcy filers were doing it without the...
by John Skiba, Esq. | Nov 2, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
This is the second installment in a three part series of the bankruptcy process in Arizona. In the first article I discussed what to expect prior to your bankruptcy case being filed. In this article I will go over what you can expect after your case is filed up...
by John Skiba, Esq. | Oct 31, 2011 | Chapter 7 Bankruptcy
Happy Halloween! For many bankruptcy is a necessary evil. For creditors, bankruptcy is the devil. No one really likes bankruptcy (except maybe bankruptcy lawyers), but imagine a world without it. Without bankruptcy as an option who would be willing to take the...
by John Skiba, Esq. | Oct 28, 2011 | Chapter 7 Bankruptcy
The scary part of bankruptcy is not knowing what to expect. There are a lot of bankruptcy myths out there that cause many people to not seek out bankruptcy help, even though it can really help them out of a tough spot. Having an accurate understanding of the...
by John Skiba, Esq. | Oct 25, 2011 | Chapter 7 Bankruptcy
When writing articles for my bankruptcy blog I try to come up with a catchy title (and don’t often succeed). With this one, I thought I would get straight to the point. Filing for bankruptcy is rarely a last minute decision. The lead up to the actual filing...
by John Skiba, Esq. | Oct 19, 2011 | Chapter 7 Bankruptcy, Debt Settlement
When the bankruptcy code was amended back in 2005 one of the new requirements was that those wishing to file for bankruptcy would need to take a pre-bankruptcy credit counseling course as well as a post-filing financial management course. Pre-Bankruptcy Credit...
