by John Skiba, Esq. | Jan 6, 2012 | Chapter 7 Bankruptcy, Collection Law Suits
Before the first week of 2012 is over I wanted to take a look back to 2011 and the numerous topics that have been discussed on my blog. I started this bankruptcy blog in May of 2011 when I ventured out and opened my own bankruptcy law firm. I enjoy blogging and have...
by John Skiba, Esq. | Jan 2, 2012 | Bankruptcy A to Z, Chapter 7 Bankruptcy
In the bankruptcy world (yes, there is such a place!) the term “fresh start” is mentioned so often that it can become cliche. However, when you can get past the initial feelings you may have about bankruptcy, the end result truly is a “fresh...
by John Skiba, Esq. | Dec 19, 2011 | Bankruptcy A to Z, Chapter 7 Bankruptcy
Equity. It is usually your friend. If you are in bankruptcy, it can be an issue. Simply put, equity is what you actually “own” in your property. For instance, if you have a car that is worth $10,000 and you still owe $6,000 on the loan, then you have...
by John Skiba, Esq. | Dec 12, 2011 | Chapter 7 Bankruptcy
Because I work as a bankruptcy attorney I have the opportunity to meet a lot of people here in Arizona who have taken a beating during this recession. And while the recession technically ended a while back, many, if not most are still going through some financial...
by John Skiba, Esq. | Dec 7, 2011 | Bankruptcy A to Z, Chapter 7 Bankruptcy
Debt free. Can you even imagine it? I would dare say that when most people come in to inquire about filing for bankruptcy they aren’t really thinking about the end result of being debt free, but are more focused on stopping the immediate pain of debt...
by John Skiba, Esq. | Dec 5, 2011 | Chapter 7 Bankruptcy
When I opened my bankruptcy law practice here in the Phoenix area a while back I wanted to create a website where clients could easily communicate with me and learn about the bankruptcy process. In the morning when I check my emails often I get several emails from...
