by John Skiba, Esq. | Apr 10, 2012 | Chapter 7 Bankruptcy
It was reported earlier this week that former seven-time Pro Bowl defensive lineman filed for chapter 7 bankruptcy. While it is nothing out of the ordinary for a retired professional athlete to file for bankruptcy, there are things we can learn about bankruptcy, and...
by John Skiba, Esq. | Apr 9, 2012 | Chapter 7 Bankruptcy
Most people that I meet with for a bankruptcy consultation have at least one car payment. A common myth about bankruptcy is that you can keep your vehicle and eliminate the debt. Not true. If you owe money on a car you must continue to pay the monthly payment or...
by John Skiba, Esq. | Mar 27, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I deal with bankruptcy issues all day long. I think about bankruptcy. I read about bankruptcy. I file bankruptcies. And because of this sometimes I am afraid that I may lose sight of the fact that my clients simply don’t. My goal as a lawyer is to provide...
by John Skiba, Esq. | Mar 20, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Yesterday I received a telephone call from a person who was looking into filing bankruptcy. She made it very clear from the get-go that price was the main concern when it came to choosing someone to help her with the bankruptcy filing. I understand that. If you are...
by John Skiba, Esq. | Mar 19, 2012 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement
We sat there in my office, large stack of bills on one side of the table and a half dozen judgments on the other side. The credit card bills had not been paid in some time and the judgments were a few months old. After some preliminary discussion on the debts and...
by John Skiba, Esq. | Mar 8, 2012 | Chapter 7 Bankruptcy
This may seem like a random topic to write on but lately it has come up a few times. As I have mentioned in many other articles, after you file for bankruptcy you are required to attend a Meeting of Creditors with your attorney and bankruptcy trustee. While this...