by John Skiba, Esq. | Jan 1, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Here we are. New year. If you are like me you look back and evaluate whether or not you met last year’s goals. And if you are like me you didn’t reach some of your goals. If you are still dealing with the same debt you had last year – which is...
by John Skiba, Esq. | Dec 28, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Another year is in the books. Looking back over 2012 I wrote over 80 articles on bankruptcy. Hopefully these have provided some value and direction for those of you who are dealing with the all-encompassing and very stressful burden of debt. My goal on the blog is...
by John Skiba, Esq. | Dec 11, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Sometimes, after all the stress, the paperwork, and the gut wrenching that went into making the decision to file for bankruptcy, people will want out. The reasons vary. Often there is a change in circumstances making the bankruptcy no longer necessary – or at...
by John Skiba, Esq. | Nov 27, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When I was a kid I remember my Dad mentioning how stressful Christmas is. I didn’t understand how the greatest time of the year could be stressful. But now as a father to six kids, I know what he was talking about. Frankly, Christmas is expensive. Even if...
by John Skiba, Esq. | Nov 7, 2012 | Chapter 7 Bankruptcy
Votes have been cast. Election is done. Now what? Much was made by many commentators that after all the money, the ads, and the speeches the country is essentially where it left before the election. So the question that everyone (and I mean everyone) is asking,...
by John Skiba, Esq. | Nov 5, 2012 | Chapter 7 Bankruptcy, Debt Settlement, Podcasts
As I have said before, no one wants to file for bankruptcy. And because of that one of the first questions people ask me is if a debt settlement would be a better alternative to bankruptcy. In this episode of the Consumer Warrior podcast I discuss three questions...
