by John Skiba, Esq. | Apr 24, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Podcasts
Today was a pretty exciting day…if you are a bankruptcy attorney in Arizona. In fact, if you are needing to file bankruptcy and you live in the great state of Arizona you should be excited as well. Or at a minimum slightly interested in what the Arizona...
by John Skiba, Esq. | Apr 4, 2013 | Chapter 7 Bankruptcy, Podcasts
I, like most bankruptcy attorneys here in Arizona, offer a free consultation for those wanting to learn more about the process of filing a chapter 7 bankruptcy. The bankruptcy consultation is a great time for you to understand the basics of what is involved in a...
by John Skiba, Esq. | Mar 26, 2013 | Chapter 7 Bankruptcy
Is bankruptcy a simple process here in Arizona? Depends. Often when I meet with people they will tell me that they have a very easy bankruptcy case for me. Over the years my experience has taught me to become skeptical – because rarely is there such a thing...
by John Skiba, Esq. | Mar 19, 2013 | Chapter 7 Bankruptcy
Things have been bad for a long time. Here in Arizona bankruptcy filings have been near 40,000 per year for several years. However, this year things seem to be improving. Bankruptcy filings are down – significantly. That means one of two things is happening:...
by John Skiba, Esq. | Mar 17, 2013 | Chapter 7 Bankruptcy
In the grand scheme of things most would consider this a lose/lose situation. I mean, who really want’s to file for bankruptcy. No one. That’s who. But if you find yourself in the position of needing to file bankruptcy one of the first questions you...
by John Skiba, Esq. | Mar 16, 2013 | Chapter 7 Bankruptcy
How soon we forget. Just yesterday I was flipping through a magazine and I saw an ad by a credit union that was offering to help you pay off your credit card debt with a Home Equity Line of Credit (HELOC). Here in Arizona we are just starting to climb out of the...