by John Skiba, Esq. | Jul 19, 2013 | Chapter 7 Bankruptcy
Here in Phoenix where I live it is hot this time of year. And don’t tell me it is a “dry heat”. 115+ is flat out hot whether humid or not. In the summer time it is not unusual to see fewer and fewer clothes on my fellow Arizonans. However, no...
by John Skiba, Esq. | Jul 10, 2013 | Chapter 7 Bankruptcy
You don’t want to file bankruptcy. I get that. But if you are going to file, you want your bankruptcy to be successful. Right? Often when I meet with people who are considering filing for bankruptcy they will ask me what the chances are that their bankruptcy...
by John Skiba, Esq. | Jul 2, 2013 | Chapter 7 Bankruptcy
If you are like most of the people I meet with, making the decision to file for bankruptcy was a heart-wrenching, exhausting process. You didn’t take the decision lightly and would have preferred to avoid it all together. But you made the tough choice, bit the...
by John Skiba, Esq. | Jun 11, 2013 | Chapter 7 Bankruptcy, Garnishment
Wage garnishment. If I were to guess what the number one thing that pushes people past the tipping point of thinking about filing bankruptcy to actually calling me up and moving things forward, I would say it is wage garnishment. Before a creditor tries to garnish...
by John Skiba, Esq. | Jun 2, 2013 | Chapter 7 Bankruptcy
If you are needing to file a chapter 7 bankruptcy here in Arizona you will be required to attend one court hearing known as the Meeting of Creditors. Sometimes this meeting is simply called the “341” meeting – with “341” referring to the...
by John Skiba, Esq. | Apr 27, 2013 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement
If you have read my blog at all you have likely read my mantra that “no body wants to file for bankruptcy”. Sometimes it is just flat out necessary. But how do you know if bankruptcy is the right choice? On more than one occasion I have met with families...
