by John Skiba, Esq. | Dec 11, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Sometimes, after all the stress, the paperwork, and the gut wrenching that went into making the decision to file for bankruptcy, people will want out. The reasons vary. Often there is a change in circumstances making the bankruptcy no longer necessary – or at...
by John Skiba, Esq. | Nov 27, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When I was a kid I remember my Dad mentioning how stressful Christmas is. I didn’t understand how the greatest time of the year could be stressful. But now as a father to six kids, I know what he was talking about. Frankly, Christmas is expensive. Even if...
by John Skiba, Esq. | Oct 10, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Last Sunday I listened to a sermon on hope and faith and how what it all really boils down to is our hope for something better or a continuation of the good relationships we now have. And while I am not comparing the Gospel to bankruptcy law I of course tend to draw...
by John Skiba, Esq. | Oct 2, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When times are tough it is natural that we turn to those closest to us when we need help. Society as a whole is seeing large numbers of ‘boomerang’ kids – adult children who move back home after college or when dealing with a financial crisis. Most...
by John Skiba, Esq. | Sep 20, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Often people will delay their bankruptcy filing. They aren’t sure if they should file, they don’t want to file, they don’t know how to file, or don’t have the money to hire an attorney to file. Delay in the debt collection world usually means...
by John Skiba, Esq. | Sep 11, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
When I first meet with my bankruptcy clients almost all of them tell me that they have been thinking of filing bankruptcy for a very long time but have struggled to finally make the decision to pull the trigger. It is understandable. No one wants to file bankruptcy....
