by John Skiba, Esq. | Jul 22, 2014 | Chapter 13 Bankruptcy
I don’t ever sugar coat the realities of a chapter 13 bankruptcy. When you sign up for a chapter 13 you are in it for the long haul. Most chapter 13 bankruptcies I deal with last 60 months. Some are as low as 36 months, but most are 60. The idea behind a...
by John Skiba, Esq. | Mar 11, 2014 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the stars of “Real Housewives of New Jersey”, Teresa Giudice, and her husband Joe, recently plead guilty to concealing assets in their bankruptcy case and now face up to 46 months in jail. So what can we learn from a “real housewife”?...
by John Skiba, Esq. | Feb 17, 2014 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy requires that you make a monthly payment to your creditors over a three to five year period. Before we even file your chapter 13 bankruptcy case with the court I will work with you to put together your chapter 13 plan. In this plan you will be...
by John Skiba, Esq. | Oct 14, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
You’re considering bankruptcy likely because of the benefits you perceive bankruptcy providing to you and your family. You may also be avoiding or delaying your bankruptcy for the perceived negative impact it is going to have on your life. Good and bad –...
by John Skiba, Esq. | Oct 10, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Several years ago I was driving my family from Arizona to Utah to be with family for the holidays. This is about an eleven (11) hour drive (and with six kids it is awesome!). While stopped for gas I found a copy of Dave Ramsey’s Total Money Makeover and bought...
by John Skiba, Esq. | Oct 9, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Just yesterday the Arizona Bankruptcy court released a video presented by retired bankruptcy Judge Charles Case. Judge Case talks briefly about the implications of filing bankruptcy without an attorney. He states that here in Arizona 25% of bankruptcy cases filed by...
