by John Skiba, Esq. | Feb 19, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I recently attended a continuing education course that was presented by a group of Arizona bankruptcy attorneys that I am apart of. The presentation was given by three Phoenix bankruptcy trustees. In every bankruptcy case that is filed there a bankruptcy trustee...
by John Skiba, Esq. | Feb 16, 2012 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
You made “the call”. I realize that by the time my clients actually call me to set up a bankruptcy consultation there has been a lot of internal (and external) debate. Now that you have taken the all important first step of setting up the bankruptcy...
by John Skiba, Esq. | Feb 13, 2012 | Chapter 13 Bankruptcy
In a chapter 13 bankruptcy you will be required to pay your disposable income to your creditors over the life of your bankruptcy case. Chapter 13 bankruptcy cases typically are a minimum of three years and a maximum of five years long. In calculating your disposable...
by John Skiba, Esq. | Nov 14, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Recently the court released information on the number of people who represent themselves in bankruptcy. Arizona ranked third overall in number of “pro se” bankruptcy filers. In fact, in Arizona, a full 20% of bankruptcy filers were doing it without the...
by John Skiba, Esq. | Nov 2, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
This is the second installment in a three part series of the bankruptcy process in Arizona. In the first article I discussed what to expect prior to your bankruptcy case being filed. In this article I will go over what you can expect after your case is filed up...
by John Skiba, Esq. | Oct 6, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I meet with a lot of people who believe that bankruptcy is going to be their best option. And truthfully, for most of the people I meet with bankruptcy is not only the best option but something they should have done a long time ago. However, when I meet with...
