by John Skiba, Esq. | Dec 26, 2014 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Newsletter
The reality of it is, as much as we try to avoid it, there is a lot of pressure during the Christmas season, particularly on parents, to buy their kids their Christmas wishes – even if it means charging up the credit card more than was planned. This could mean...
by John Skiba, Esq. | Oct 29, 2014 | Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Filing for bankruptcy is a legal process and while you will likely not have a lot of interaction with the bankruptcy court during your case there are certain court hearings that you must attend and a few others, depending on the circumstances of your case. The court...
by John Skiba, Esq. | Oct 16, 2014 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy
While it is not a requirement, most people who need to file bankruptcy are struggling with their current financial situation. However, it is not necessarily true that the more broke you are the more you need bankruptcy. In fact, some families I meet with who are in...
by John Skiba, Esq. | Apr 12, 2012 | Bankruptcy A to Z
As we all have struggled through this Great Recession the biggest change for a lot people is the loss of a job or a significant change in their job resulting in a reduction of income. Many employers had to either reduce their overhead by reducing pay or simply...
by John Skiba, Esq. | Mar 6, 2012 | Bankruptcy A to Z, Chapter 7 Bankruptcy
One of the first questions I get when I meet with people is if they will qualify for a chapter 7 bankruptcy. If you have been researching bankruptcy you have likely learned that in order to file for chapter 7 bankruptcy you have to meet certain income requirements. ...
by John Skiba, Esq. | Feb 29, 2012 | Bankruptcy A to Z, Chapter 7 Bankruptcy
Losing your home is one of the great fears for those going through bankruptcy. At least it used to be. Before the Great Recession hit home prices in Arizona were skyrocketing. Do you remember lining up on Saturday mornings in hopes of getting a ticket so that you...
