by John Skiba, Esq. | Jun 3, 2014 | Bankruptcy, Collection Law Suits, Debt Settlement, Fair Debt Collection, FDCPA Claims
The #1 thing married couples fight about is money. In fact, in a recent study conducted by Money Magazine, 70% of married couples argue about finances – more than household chores, togetherness, sex, snoring, and what’s for dinner. And this makes sense....
by John Skiba, Esq. | May 29, 2014 | Bankruptcy, Chapter 7 Bankruptcy
Here in Phoenix, Arizona we are spread out quite a bit. I live in the far east valley and drive about 40 miles into work each day. Needless to say Arizonans need a vehicle to get to work and shuttle their family around. A big concern of many people filing for...
by John Skiba, Esq. | Mar 13, 2014 | Bankruptcy, Chapter 7 Bankruptcy
All legal documents…….Perfect? Wow! This person could have gone with “documents prepared right!” or “documents prepared to high standards!” But they went with “perfect”. That is setting the bar pretty high!. Today...
by John Skiba, Esq. | Jan 30, 2014 | Bankruptcy, Chapter 7 Bankruptcy
When you carry a large debt load you find yourself caught between two worlds; the present where you are trying to pay your rent, car payments, utilities, medical insurance – and the past, where you are trying to pay for past expenses and past financial mistakes....
by John Skiba, Esq. | Nov 3, 2012 | Bankruptcy, Debt Settlement
If you are thinking about bankruptcy you have no doubt thought about debt settlement. In this episode of the Consumer Warrior I go over the pros and cons of both bankruptcy and debt settlement and when each remedy is appropriate. I will go over the three questions I...
by John Skiba, Esq. | Sep 12, 2012 | Bankruptcy, Debt Collection Lawsuits, Podcasts
There are times when dealing with your debt issues seem totally overwhelming. You get sick of the phone calls, you get sick of the worry, you get sick of wondering if fighting the debt collection lawsuit is the right way to go. Other times, even if you are up for the...
