by John Skiba, Esq. | Oct 13, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter
Over the past year I have seen junk debt buyers like Midland Funding and Portfolio Recovery Associates file debt collection lawsuits here in Arizona on accounts where the amount is relatively small – some for amounts less than $1,000. I have literally had...
by John Skiba, Esq. | Sep 14, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Foreclosure
Almost daily I meet with families that have avoided filing for bankruptcy because they fear they will lose their home as part of the process. In this article I will discuss how you can know if your house will be put at risk by filing bankruptcy and discuss the...
by John Skiba, Esq. | Jul 1, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
With the 4th of July weekend coming up, DUI task forces will be out. This got me thinking about the relationship between DUI and bankruptcy. I work in an office next to John Skiba and we’ve talked about how these practice areas overlap sometimes. As a dedicated DUI...
by John Skiba, Esq. | Jun 22, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy, Newsletter
It is hard to believe we are getting ready to head into the July 4th weekend! 2015 is almost half-way over and I have started to plan out the remainder of the year andit is crazy to think if you are thinking of filing bankruptcy and want to start the new year debt...
by John Skiba, Esq. | May 30, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
When you owe debts that you cannot pay most will look to one of two options – debt settlement or bankruptcy. What many don’t realize is that in some circumstances there is the potential for additional tax liability even if you pay off most of your debt....
by John Skiba, Esq. | May 20, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Today I attended the 2015 Bankruptcy Leadership Summit in Nashville, Tennessee at the Dave Ramsey headquarters. In his introductory remarks this morning Dave Ramsey discussed his own bankruptcy that he filed years ago to stop debt collectors from taking the furniture...