by John Skiba, Esq. | Nov 30, 2016 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
The Social Security Administration states that there are currently nearly 9 million people receiving social security disability benefits with the average monthly being a little over $1,200 per month. I meet weekly with clients who are living on disability benefits,...
by John Skiba, Esq. | Nov 25, 2016 | Bankruptcy, Chapter 7 Bankruptcy
It is hard to believe that the holidays are upon us once again. And love it or hate it Black Friday and become a holiday tradition for many people where they stake out their claim for the great deals of the holiday season. While it can be easy to get caught up in the...
by John Skiba, Esq. | Nov 22, 2016 | Bankruptcy, Bankruptcy A to Z, Chapter 7 Bankruptcy
A common question I get from married couples who are facing debt problems is whether both need to file for bankruptcy or if it is permissible for one spouse to file the bankruptcy. Many couples would like to try and save one spouse’s credit score or it may be...
by John Skiba, Esq. | Nov 15, 2016 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
In most chapter 7 bankruptcy cases the activity in the case is front loaded. What I mean by that is prior to filing the bankruptcy case there is a lot of activity around pulling all of the necessary information and documentation together to prepare the bankruptcy...
by John Skiba, Esq. | Nov 8, 2016 | Bankruptcy, Chapter 7 Bankruptcy
Periodically the United States Trustee’s Office updates the income limits used to determine whether or not you qualify for a chapter 7 bankruptcy filing. Overwhelmingly people that file for bankruptcy file under chapter 7 of the Bankruptcy Code. Chapter 7 has...
by John Skiba, Esq. | Nov 8, 2016 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the issues that can cause problems in your chapter 7 bankruptcy is the transferring of assets prior to the filing of your bankruptcy case. When you file for bankruptcy you are required to disclose to the bankruptcy court if you have transferred any assets out...
