by John Skiba, Esq. | Jul 23, 2013 | Collection Law Suits, Debt Collection Lawsuits
Portfolio Recovery files a lot of debt collection lawsuits here in Arizona. If you are reading this you are likely having the misfortune of being on the receiving end of one of their lawsuits. And if you are like most, your first thought was “Portfolio...
by John Skiba, Esq. | Jul 19, 2013 | Chapter 7 Bankruptcy
Here in Phoenix where I live it is hot this time of year. And don’t tell me it is a “dry heat”. 115+ is flat out hot whether humid or not. In the summer time it is not unusual to see fewer and fewer clothes on my fellow Arizonans. However, no...
by John Skiba, Esq. | Jul 18, 2013 | Collection Law Suits, Debt Collection Lawsuits
A recent review of debt collection lawsuits filed by J.P.Morgan Chase found that there was inaccurate information contained within the debt collection cases about 9% of the time. The errors included things like suing for a balance greater than what was owed,...
by John Skiba, Esq. | Jul 10, 2013 | Chapter 7 Bankruptcy
You don’t want to file bankruptcy. I get that. But if you are going to file, you want your bankruptcy to be successful. Right? Often when I meet with people who are considering filing for bankruptcy they will ask me what the chances are that their bankruptcy...
by John Skiba, Esq. | Jul 2, 2013 | Chapter 7 Bankruptcy
If you are like most of the people I meet with, making the decision to file for bankruptcy was a heart-wrenching, exhausting process. You didn’t take the decision lightly and would have preferred to avoid it all together. But you made the tough choice, bit the...