by John Skiba, Esq. | Oct 8, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
No one wants to file for bankruptcy. And despite what some may think, bankruptcy is almost always a last resort for people. Truth be known most people that file bankruptcy should have filed years before they actually did – often to their detriment. People...
by John Skiba, Esq. | Oct 7, 2013 | Chapter 7 Bankruptcy
Getting sick can be very expensive. Many of the bankruptcy cases I file here in Arizona have a large amount of medical bills. And things don’t look to be getting any better. I just renewed my health insurance for my family and not only did my monthly premium...
by John Skiba, Esq. | Sep 24, 2013 | Chapter 7 Bankruptcy, Uncategorized, Wage Garnishment
Wage garnishment is never a good thing. But garnishments seem to always hit at the worst possible time. Your thoughts race – “how am I going to pay my bills? How am I going to buy groceries?” In Arizona creditors can garnish a full 25% of each...
by John Skiba, Esq. | Sep 19, 2013 | Collection Law Suits, Debt Collection Lawsuits
I am a lawyer in Arizona that represents people against Midland Funding, LLC in lawsuits. So this blog post may appear somewhat self serving. A lot of people who get sued by Midland Funding, LLC go to battle alone without the help of a lawyer. This is...
by John Skiba, Esq. | Sep 10, 2013 | Chapter 7 Bankruptcy, Collection Law Suits
Friday the 13th, 2013 is a good day in bankruptcy for people in Arizona. This is the day that the new and improved exemption laws go into effect. Why should you care? If you are needing to file bankruptcy and live in the state of Arizona this means you will be able...
