by John Skiba, Esq. | Oct 15, 2013 | Debt Collection Lawsuits, Debt Settlement
Often when I meet with clients who are dealing with Midland Funding debt collection lawsuit I can see the worry and exhaustion in their eyes. Many times here in Arizona people who get sued by Midland will try and represent themselves. Quickly they find out there is...
by John Skiba, Esq. | Oct 14, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
You’re considering bankruptcy likely because of the benefits you perceive bankruptcy providing to you and your family. You may also be avoiding or delaying your bankruptcy for the perceived negative impact it is going to have on your life. Good and bad –...
by John Skiba, Esq. | Oct 11, 2013 | Debt Collection Lawsuits, Fair Debt Collection
Before being sued by Midland Funding most don’t have a clue who this company is or why they being served with a lawsuit. Midland Funding is a debt buyer. Companies like Midland Funding, Portfolio Recovery Associates, CACH, LLC, and Cavalry SPV, purchase old...
by John Skiba, Esq. | Oct 10, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Several years ago I was driving my family from Arizona to Utah to be with family for the holidays. This is about an eleven (11) hour drive (and with six kids it is awesome!). While stopped for gas I found a copy of Dave Ramsey’s Total Money Makeover and bought...
by John Skiba, Esq. | Oct 9, 2013 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Just yesterday the Arizona Bankruptcy court released a video presented by retired bankruptcy Judge Charles Case. Judge Case talks briefly about the implications of filing bankruptcy without an attorney. He states that here in Arizona 25% of bankruptcy cases filed by...