by John Skiba, Esq. | Jan 25, 2014 | Student Loan Debt
Recent statistics show that there is more than $1 trillion dollars in student loan debt outstanding. A trillion! If you went to any type of training/college it is likely that you have student loans. Problem is many of the jobs that people are able to get with their...
by John Skiba, Esq. | Jan 25, 2014 | Chapter 7 Bankruptcy, Garnishment
Let’s face it. No one wants to file for bankruptcy. Even though many times bankruptcy is the solution we need, we put it off until one day we get hit with a wage garnishment, a debt collection lawsuit, a bank levy, or even foreclosure. Once a creditor takes...
by John Skiba, Esq. | Jan 20, 2014 | Debt Collection Lawsuits
For a long time I have been writing articles on debt buyers Midland Funding, Portfolio Recovery Associates, Calvary SPV, and others and I have decided it is time to cover these topics in a series of videos that will discuss everything from knowing if you have really...
by John Skiba, Esq. | Jan 2, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
Happy New Year! When this time of year rolls around I always tend look back on the prior year and ask myself if things are any different now than they were a year ago. Did I meet my goals? Have I improved my and my family’s situation? As with many of us I...
by John Skiba, Esq. | Dec 30, 2013 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits
After the shock of getting sued by Midland Funding has worn off a bit you naturally start thinking of how you are going to deal with this sudden intrusion into your life. Really there are only three options: you can fight the case and make Midland Funding prove their...