by John Skiba, Esq. | Feb 7, 2014 | Collection Law Suits, Debt Collection Lawsuits
Cavalry SPV is a debt buyer who sues people here in Arizona. If you are in the stressful position of having been sued by Cavalry SPV your first thought was like “who in the world are these people?”. In fact, many people ignore the lawsuit because they...
by John Skiba, Esq. | Feb 4, 2014 | Collection Law Suits, Debt Collection Lawsuits
I recently met with a family who had been served with a debt collection lawsuit by CACH, LLC. They were low on money and decided that they would attempt to handle the case themselves. Their thinking was if they could only get the case in front of the judge that they...
by John Skiba, Esq. | Jan 30, 2014 | Bankruptcy, Chapter 7 Bankruptcy
When you carry a large debt load you find yourself caught between two worlds; the present where you are trying to pay your rent, car payments, utilities, medical insurance – and the past, where you are trying to pay for past expenses and past financial mistakes....
by John Skiba, Esq. | Jan 28, 2014 | Student Loan Debt
The amount of student loans incurred by Arizona residents continues to climb. In fact that total amount of student loan debt is now over $1 trillion dollars nationally. Many people find themselves in a situation where they can’t pay both their student loans...
by John Skiba, Esq. | Jan 28, 2014 | Student Loan Debt, Uncategorized
Many Arizona teachers are unaware of federal programs that can eliminate up to $17,500 of their student loans simply by going to work each day. Teachers that have federal student loans under the FFEL Program or the Direct Loan Program can have their student loans...