by John Skiba, Esq. | Jun 30, 2014 | Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims
I recently had a trial against a junk debt buyer that had an interesting twist that I thought could be helpful to those facing debt collection lawsuits from debt buyers like Midland Funding, Unifund, Portfolio Recovery, or one of the other many companies out there. In...
by John Skiba, Esq. | Jun 25, 2014 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits
Most of the people I meet with who are facing a debt collection lawsuit have (1) never been sued before, and (2) never even hired a lawyer previously. And I think it is fair to say that is a good thing. But in working with a lawyer there are things you can do as the...
by John Skiba, Esq. | Jun 23, 2014 | Collection Law Suits, Fair Debt Collection, FDCPA Claims
I handle a lot of debt collection lawsuits where the party suing is not the original creditor. Debt buyers – companies that purchase large pools of charged off debt – often file a lawsuit soon after they allegedly acquire the accounts. Recently here in...
by John Skiba, Esq. | Jun 19, 2014 | Fair Debt Collection, FDCPA Claims
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that prohibits debt collectors from treating the people who they are attempting to collect from unfairly or with disrespect. Common violations of the FDCPA include verbal abuse and...
by John Skiba, Esq. | Jun 18, 2014 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits
Midland Funding Lawsuits always seem to come at the worst possible time (is there ever really a “good” time to be sued?). Midland Funding often seems to file the debt collection lawsuit right before the statue of limitations expires – right as you...