by John Skiba, Esq. | Dec 8, 2014 | Debt Collection Lawsuits, Debt Settlement
People want to pay their debts. If there is one thing I have learned over the last 11 years of practicing law is that people generally want to pay the debts that they have incurred. People usually hire me when they simply can’t. And in almost every bankruptcy...
by John Skiba, Esq. | Dec 7, 2014 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
Recently I had oral argument on a Motion for Summary Judgment in a debt buyer lawsuit. During my presentation I was arguing that there was no evidence that my client owed any money to the debt buyer, CACH, LLC. The judge in the case interjected – “But...
by John Skiba, Esq. | Dec 6, 2014 | Collection Law Suits, Debt Collection Lawsuits
When junk debt buyers like Midland Funding file a lawsuit they often don’t have the evidence and documents they need to prove that you had a contract with the original creditor. Because of this they will often not only sue you on a breach of contract claim but...
by John Skiba, Esq. | Nov 25, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
We are a month away from the new year, but now is the time to start putting together your game plan to get out of debt in 2015. Debt is often accumulated over several years (and sometimes decades) and it will take some careful planning and affirmative steps on your...
by John Skiba, Esq. | Nov 24, 2014 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, Newsletter
When it comes to fighting back against debt collectors like Midland Funding, Portfolio Recovery, or CACH, LLC (to name just a few) there are a lot of ” – tions ” . You have “litigation”, “arbitration” , and...