by John Skiba, Esq. | Jan 6, 2015 | Fair Debt Collection, FDCPA Claims
The Fair Debt Collection Practices Act (FDCPA) is a federal law the governs debt collection. Essentially it says what a debt collector can and can’t do in trying to get people to pay them. But many are surprised to learn that not all creditors are subject to...
by John Skiba, Esq. | Jan 3, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
People want to pay their debts. That is why when a junk debt buyer like Midland Funding, CACH, LLC, Cavalry SPV, or Portfolio Recovery comes along and threatens to file a lawsuit over a junk debt it allegedly purchased, many people will agree to the settlement offer...
by John Skiba, Esq. | Dec 31, 2014 | Debt Collection Lawsuits, Fair Debt Collection, Newsletter
Each year on New Year’s Eve I like to take a look back at the articles I published and which ones helped the most people. During 2014 over 85,000 people from 146 countries read the articles on my blog! It always amazes the articles I write sitting in my office...
by John Skiba, Esq. | Dec 30, 2014 | Fair Debt Collection, FDCPA Claims, Newsletter
The first sign that you have fallen behind on your bills is the non-stop debt collection calls. These calls are not only stressful but can cause problems with your family, your job, and even your health. Many believe that there is nothing that can be done about the...
by John Skiba, Esq. | Dec 29, 2014 | Collection Law Suits, Debt Collection Lawsuits
I dedicate almost all of my work week to fighting junk debt buyers like Portfolio Recovery Associates, Midland Funding, LLC, and Cavalry SPV I, LLC. My extensive experience in handling these types of cases has put me in the unique position of breaking down the...