by John Skiba, Esq. | Jan 19, 2015 | Fair Debt Collection, FDCPA Claims, Newsletter
Debt collection phone calls…this is one of the top reasons people file for bankruptcy – so that they can avoid having to deal with debt collectors and all the garbage that goes with it. The thing is, you shouldn’t have to file for bankruptcy...
by John Skiba, Esq. | Jan 9, 2015 | Collection Law Suits
If you have been sued by one of the big debt buyers like Midland Funding, Portfolio Recovery Associates, or Cavalry SPV the one thing you want to avoid is a default judgment. A default judgment will be entered against you if you fail to file a written response, known...
by John Skiba, Esq. | Jan 8, 2015 | Collection Law Suits, Debt Collection Lawsuits
Portfolio Recovery Associates (“PRA”) is a debt buying company that purchases old, charged-off debts and then tries to collect on them, often by filing debt collection lawsuits. Portfolio Recovery Associates is one of the largest consumer debt buyers in...
by John Skiba, Esq. | Jan 7, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement, Newsletter
The law in Arizona as it applies to cases brought by junk debt buyers like Portfolio Recovery Associates is somewhat in flux. This has resulted in rulings from the various courts that can be all over the place. Often the end result of your case will largely be...
by John Skiba, Esq. | Jan 6, 2015 | Collection Law Suits, Debt Collection Lawsuits, Debt Settlement
If you are dealing with past due debts you no-doubt understand the confusion of what company is trying to collect what debt on behalf of who? (If that makes sense?). Well before a debt ends up in the hands of a junk debt buyer like Portfolio Recovery or Midland...