by John Skiba, Esq. | Mar 17, 2015 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Collection Lawsuits, FDCPA Claims, Newsletter, Podcasts
Almost without exception when I post an article dealing with debt collection or bankruptcy on the Facebook Page for the Consumer Warrior Project someone will leave a comment like “pay your bills, then you won’t have any problems!” or “life...
by John Skiba, Esq. | Mar 11, 2015 | Garnishment, Newsletter, Podcasts, Wage Garnishment
One of the most misunderstood aspects of the debt collection process is knowing when a creditor can garnish your wages. Most families in the United States live paycheck to paycheck – meaning that an interruption in pay via a wage garnishment can create total...
by John Skiba, Esq. | Mar 10, 2015 | Collection Law Suits, Debt Collection Lawsuits
Lately I have seen an pretty significant increase in the number of lawsuits filed by junk debt buyers like Midland Funding, Unifund, and CACH, LLC on old charged-off Bank of America credit cards here in the Phoenix area. When junk debt buyers place accounts to be sued...
by John Skiba, Esq. | Mar 10, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
At times it can be difficult for people to even say the word “bankruptcy” let alone take a rational approach in determining whether or not it is a good option for their debt situation. If anything families wait far too long before making the decision to...
by John Skiba, Esq. | Mar 5, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter, Podcasts, Self-Help Legal Services
T.M.I. – Too Much Information. People often put way too much unnecessary, and potentially harmful, information in their Answers. This is one of the biggest mistakes I see consumers make when they decide to draft their own Answer to a Debt Collection lawsuit....
