by John Skiba, Esq. | Mar 27, 2015 | Debt Collection Lawsuits, Debt Settlement
Debt collectors will often ask you set up a payment plan for to pay a debt over time. And typically they going to want more than just a promise to make the payments, they want you to give them your bank account information and sometimes even ask you to write them...
by John Skiba, Esq. | Mar 26, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter, Podcasts
In the world of bankruptcy lawyers Dave Ramsey is somewhat of a controversial figure. If you don’t know who Dave Ramsey is, he is an author and national radio talk show host who helps people get out of debt through his The Total Money Makeover: Classic Edition:...
by John Skiba, Esq. | Mar 24, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter, Podcasts
When it comes to banks, brand loyalty is a real thing. I am always somewhat surprised when meeting with clients who are preparing to file for bankruptcy and they express such remorse at filing bankruptcy on a certain credit card account because “they have always...
by John Skiba, Esq. | Mar 20, 2015 | Collection Law Suits, Debt Collection Lawsuits
Recently I met with a great woman who had been battling hard against junk debt buyer Midland Funding here in an Arizona court. Her preparation was more than adequate – she had a three-inch three-ring binder with all of her research, motions, and trial notes...
by John Skiba, Esq. | Mar 19, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Newsletter, Podcasts
So much of the stress associated with serious debt problems comes from the uncertainty of the whole process. Often creditors will not take any action for months and even years. This can even lull you into a false sense of security that you are finally through the...
