by John Skiba, Esq. | May 1, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
When faced with a difficult situation it is comforting to know your options. If you have been sued by one of the junk debt buyers like Midland Funding, CACH, LLC, or Portfolio Recovery you are likely loosing a lot of sleep over what your options are and what, if...
by John Skiba, Esq. | Apr 25, 2015 | Debt Settlement, Newsletter
Settling debt is the process of negotiating with your creditors a payment less than the total amount owed. Often times people feel that as a person who is struggling to pay your bills that you are negotiating from a weaker position – after all you owe money and...
by John Skiba, Esq. | Apr 22, 2015 | Debt Collection Lawsuits, Newsletter, Podcasts
Recently I watched the documentary “Inside Job” that discusses the build up and collapse of the financial system in 2008. It reminded me a lot of the debt collection system and how it tends to chew up consumers who aren’t aware of the rules of the...
by John Skiba, Esq. | Apr 16, 2015 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement, Newsletter, Podcasts
Like pesky mosquitos, I am seeing more and more debt collection lawsuits that are being filed by junk debt buyers where the total amount being sought is less than $1,000. And while a thousand bucks is a thousand bucks, in the realm of civil lawsuits it is an...
by John Skiba, Esq. | Apr 15, 2015 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Tax Day is on us once again. I think it is kind of funny that my calendar I use here at work actually has a preset “holiday” alert for Tax Day – probably some sort of government conspiracy. But if you are preparing your taxes today and realize that...
