by John Skiba, Esq. | Jun 9, 2015 | Collection Law Suits, Debt Collection Lawsuits, Newsletter
This past weekend I attended a workshop in Seattle that was set up for consumer protection lawyers like myself who help people fight back against junk debt buyers like Midland Funding, Cavalry SPV, CACH, LLC (too name a few). The presenter was Peter Holland, a...
by John Skiba, Esq. | Jun 8, 2015 | Collection Law Suits, Debt Collection Lawsuits, Uncategorized
On May 29, 2015 Bank of America and its affiliate FIA Card Services, were fined $30 million by the Department of the Treasury through the Office of the Comptroller of the Currency (“OCC”) for engaging in “unsound, unsafe” and illegal behavior...
by John Skiba, Esq. | May 30, 2015 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Settlement, Newsletter
When you owe debts that you cannot pay most will look to one of two options – debt settlement or bankruptcy. What many don’t realize is that in some circumstances there is the potential for additional tax liability even if you pay off most of your debt....
by John Skiba, Esq. | May 20, 2015 | Bankruptcy, Chapter 7 Bankruptcy, Newsletter
Today I attended the 2015 Bankruptcy Leadership Summit in Nashville, Tennessee at the Dave Ramsey headquarters. In his introductory remarks this morning Dave Ramsey discussed his own bankruptcy that he filed years ago to stop debt collectors from taking the furniture...
by John Skiba, Esq. | May 12, 2015 | Collection Law Suits, Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Newsletter
It has baffled me for years. Time and again I see courts give junk debt buyer Midland Funding the benefit of the doubt when it comes to the trustworthiness of their “evidence” and the testimony of their witnesses at trial – despite the fact that...