by John Skiba, Esq. | Mar 28, 2016 | Collection Law Suits, Debt Collection Lawsuits
Did you have to stop paying your bills because you lost your job, got sick, go divorced? The court doesn’t care. Are you in debt because your business that you worked night and day at failed? The court simply does not care. It’s not that courts are made...
by John Skiba, Esq. | Mar 23, 2016 | Collection Law Suits, Debt Collection Lawsuits
Even though Midland Funding is a debt collector, its business model really isn’t about calling you on the phone or sending you threatening letters – they sue people. And they do so in huge numbers. In 2008 Midland filed more than 450,000 debt collection...
by John Skiba, Esq. | Mar 1, 2016 | Collection Law Suits, Debt Collection Lawsuits
Recently I had the privilege of arguing a debt collection case on behalf of a client against Midland Funding. The case was heard by the Arizona Court of Appeals and had to deal with one of the big issues when it comes to junk debt buyer cases – whether Midland...
by John Skiba, Esq. | Feb 11, 2016 | Bankruptcy, Foreclosure, Garnishment, Uncategorized
In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time to plan out when you are going to file...
by John Skiba, Esq. | Feb 1, 2016 | Bankruptcy, Bankruptcy A to Z, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
After a determination is made whether a chapter 7 bankruptcy or a chapter 13 bankruptcy would be better suited to solving your debt situation, it is time to get the ball rolling and start the process. You should be warned that bankruptcy – as with most things in...