Top 5 Consumer Articles in 2014!

Each year on New Year’s Eve I like to take a look back at the articles I published and which ones helped the most people.  During 2014 over 85,000 people from 146 countries read the articles on my blog!  It always amazes the articles I write sitting in my office or at home on the couch are able to reach so many people through the internet.

In this article I am happy to provide you the Top 5 Articles of 2014 on my blog.  Next to the title of each article I will give you how many times the article was read this past year:

#1 – They Can’t Garnish Your Wages Yet! – Understanding Unsecured Debt & Bankruptcy (28,224)

I wrote this article back in 2011 but year in and year out it one of the top read articles I have ever written.  Wage garnishment is one of the biggest fears of anyone going through financial difficulties.  In this article I discuss when wage garnishment occurs and what steps a creditor must take before it can happen.

#2 – Are you Being Sued by Midland Funding? Why You Should Fight Lawsuits by Debt Buyers (17,113)

Midland Funding files thousands of debt collection lawsuits a year in Arizona so it is no surprise that this article is highly read.  In this article I discuss why you should fight back against junk debt buyers.

#3 – What to Do When a Default Judgment Has Been Entered Against You (15,506)

Did you know that over 95% of debt collection lawsuits end in a default judgment?  This is because most people don’t act when they get served.  In this article I go over some of the strategies you can take if you find yourself facing a default judgment.

#4 – Case Killer: How to Defeat a Motion for Summary Judgment (6,678)

Almost without exception junk debt buyers will file a Motion for Summary Judgment in their collection lawsuits.  This is a document that essentially says “hey judge, we don’t need a trial, just tell us we win”.  You must file a response to this motion or you will lose your case.  In this article I discuss some of the strategies to beating the Motion for Summary Judgment.

#5 – How to Estimate Your Chapter 13 Plan Payment (5,253)

The idea of bankruptcy alone scares people; add on top of that the chapter 13 requirement that a monthly payment be made a lot of people are really uncomfortable with bankruptcy.  In this article I discuss the factors that go into estimating what your monthly payment will be in your chapter 13 bankruptcy.

Thank you to all of the readers of my blog.  I sincerely hope that the articles I have written help you out during a time that I know is very stressful.  Here’s to a great 2015.

Happy New Year!