My Debt Was Charged-Off. Why is the Debt Collector Still Calling?

After a debt goes unpaid for about 4-6 months most creditors will “charge-off” the debt.  Many consumers wrongly believe that if a creditor charges-off a debt that they can no longer try and collect on it.  This is not accurate.  In this video I explain why the debt collectors are still calling.


3 Ways to Deal with Your Default Judgment

Because most debt collection lawsuits end in a default judgment many people find themselves in a situation where they need to try and get it removed.  In this video I… Read More

Justice Court v. Superior Court in Arizona

Approximately 95% of debt collection lawsuits in Arizona that are brought by debt buyers like Midland Funding, LLC and Portfolio Recovery are filed in Arizona’s Justice Courts.  In this video… Read More