My Debt Was Charged-Off. Why is the Debt Collector Still Calling?

After a debt goes unpaid for about 4-6 months most creditors will “charge-off” the debt.  Many consumers wrongly believe that if a creditor charges-off a debt that they can no longer try and collect on it.  This is not accurate.  In this video I explain why the debt collectors are still calling.


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Junk debt buyer collection lawsuits clog court dockets across the nation.  Hundreds of thousands of families are impacted by their collection tactics – yet it is surprising how little people… Read More