Bankruptcy & Debt Defense Legal Team
Our team combines extensive legal knowledge with an unwavering passion for guiding clients toward financial freedom.
Book Free Consultation →Meet Arizona Consumer Law Group
Learn who we are, what drives us, and how we help thousands of Arizonans find financial freedom.
The People Behind Your Fresh Start
John Skiba
With over 20 years of experience, attorney John Skiba has built a national reputation for helping individuals and families break free from the crushing burden of debt—especially through the powerful relief of bankruptcy. Known to over 80,000 subscribers on YouTube as the Consumer Warrior, John has taught thousands how to defend themselves against aggressive creditors and debt collectors. Through his bankruptcy practice and online education, he has helped clients eliminate or avoid paying hundreds of millions of dollars in debt—often stopping lawsuits in their tracks, protecting homes, and restoring peace of mind.
Asmahan Akam
Asmahan Akam is an Associate Attorney with Arizona Consumer Law Group in Chandler, Arizona, where she focuses on consumer debt defense and bankruptcy matters. She brings a strong commitment to client advocacy and access to justice, with experience representing individuals facing financial hardship, creditor actions, and complex legal processes. Asmahan earned her Juris Doctor from Delaware Law School and is licensed to practice law in Arizona and Washington.
Jean Springer
Jean brings over 25 years of experience to her role as a bankruptcy paralegal. She currently focuses on Chapter 7 and Chapter 13 cases, guiding clients with clarity, care, and attention to detail. Her career background also includes work in Chapter 11 cases, creditors’ rights, litigation, and tax law. Jean attended Michigan State University and is dedicated to making a challenging process as smooth as possible for those she serves.
Allison Pectol
Allison is an experienced bankruptcy paralegal who has been assisting clients and attorneys since 2008. She has extensive knowledge in both Chapter 7 and Chapter 13 bankruptcy cases, guiding clients through every stage of the process with precision and care. Allison attended the University of Arizona and earned her paralegal certificate from Phoenix College.
Powell Skiba
Powell Skiba graduated from Brigham Young University’s Marriott School of Business with a degree in Finance. At Arizona Consumer Law Group, Powell manages operations and works closely with the legal team to ensure a smooth, efficient client experience. He uses his background in finance to support the firm’s processes and deliver organized, detail-focused service.
Ashley Lee
Ashley Lee is the Client Relations Director at Arizona Consumer Law Group, where she ensures every client’s experience reflects the firm’s core values of Communication, Compassion, and Competence. With a background in intake and financial information gathering, Ashley provides steady reassurance to individuals facing financial stress. Ashley holds an Electrical Engineering degree from ASU.
Nina Castillo
Nina is a dedicated litigation paralegal with a strong foundation in legal research, case management, and client support. She earned her bachelor’s degree in Political Science from Arizona State University. Nina now plays an integral role as a paralegal, helping clients navigate complex litigation matters with professionalism and compassion.
Hannah Skiba
As Social Media Director, Hannah Skiba uses her experience in digital communication to create clear, supportive content on Instagram, Facebook, and YouTube. She connects followers with attorney John Skiba, answering questions and guiding people to the resources and help they need.
Erika Apostol
Erika is the friendly voice and welcoming face of Arizona Consumer Law Group, serving as our Receptionist and Intake Specialist. She ensures every client feels heard and supported from their very first call.
Kohler Pratt
Kohler is a Legal Assistant at Arizona Consumer Law Group, ensuring that every step of the bankruptcy process runs efficiently and accurately. He works closely with clients to gather important documents and keep cases on track.
Compassion, Communication & Competence
At the heart of our firm is a simple promise: we solve debt problems—with compassion, clear communication, and proven competence.
Compassion
Compassion means we treat every client with dignity and respect, recognizing the human side of financial stress. We meet clients where they are, without judgment, and work to restore their peace of mind.
Communication
Communication means we speak clearly, listen carefully, and keep clients informed every step of the way. We eliminate confusion, reduce anxiety, and ensure our clients always know where things stand.
Competence
Competence means we bring deep legal expertise, strategic thinking, and executional excellence to every matter. We don't guess. We act—decisively and effectively.
Ready to Take Control of Your Financial Future?
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