by John Skiba, Esq. | Jul 16, 2011 | Uncategorized
Usually bankruptcy is a once in a lifetime event. I think it is fair to say that not only do people not want to file bankruptcy once they surely don’t want to be in a situation a second time where a bankruptcy is necessary. But…it happens. Life happens and often...
by John Skiba, Esq. | Jul 15, 2011 | Uncategorized
Over the last few months in my bankruptcy consultations I’ve noticed a pretty steady increase in the number of small claims lawsuits that people are getting served with from credit card companies. I don’t know if this is an actual trend on the part of the...
by John Skiba, Esq. | Jul 13, 2011 | Uncategorized
There comes a point in every bankruptcy consultation when we get to “The Question”. I know what they are thinking: “This all sounds great, I need to file bankruptcy, but what is this going to cost me?” I always try and be up front with the legal fees I charge. I am...
by John Skiba, Esq. | Jul 12, 2011 | Uncategorized
Some debts will just not die. In my bankruptcy practice I pull my client’s credit reports to make sure that I am getting a thorough picture as to what debts are owed and who the creditor is. In reviewing the credit report with my clients often they are astounded at...
by John Skiba, Esq. | Jul 7, 2011 | Uncategorized
When meeting with people to discuss a bankruptcy filing it is clear that for most that they are in what they view as a very low point in their lives. Many view their bankruptcy filing as the end of their life as they know it. However, in several ways your life will...
by John Skiba, Esq. | Jul 1, 2011 | Uncategorized
If you have ever opened your own business you quickly learned that business credit for a small business simply does not exist. Sure, banks will loan your business money and landlords will allow you to put a lease in the company name, but none of it will take place...
