by John Skiba, Esq. | Feb 11, 2016 | Bankruptcy, Foreclosure, Garnishment, Uncategorized
In most consumer bankruptcy cases most of the heavy lifting when it comes to the work involved is done prior to the actual filing of your bankruptcy documents with the bankruptcy court. Now that everything is ready to it is time to plan out when you are going to file...
by John Skiba, Esq. | Jun 8, 2015 | Collection Law Suits, Debt Collection Lawsuits, Uncategorized
On May 29, 2015 Bank of America and its affiliate FIA Card Services, were fined $30 million by the Department of the Treasury through the Office of the Comptroller of the Currency (“OCC”) for engaging in “unsound, unsafe” and illegal behavior...
by John Skiba, Esq. | Aug 5, 2014 | Uncategorized
Getting sued – no matter how large or small the amount being sued for – can be a very stressful situation. Surprisingly, some debt buyers like Midland Funding and Portfolio Recovery Associates will file lawsuits to recover amounts as low as $1,000. I have...
by John Skiba, Esq. | May 15, 2014 | Uncategorized
Pressure. Debt collectors want you to feel the pressure. And nothing is going to put pressure on you to pay the debt collector money like them calling your job and discussing your personal financial information with others. Calls to your place of employment are not...
by John Skiba, Esq. | Jan 28, 2014 | Student Loan Debt, Uncategorized
Many Arizona teachers are unaware of federal programs that can eliminate up to $17,500 of their student loans simply by going to work each day. Teachers that have federal student loans under the FFEL Program or the Direct Loan Program can have their student loans...
