by John Skiba, Esq. | Sep 7, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
I have been meeting with a lot of people lately that have received a notice of a wage garnishment from their employer. Wage garnishments are terrible. You are embarrassed because your boss/HR Department now knows that you are going through financial difficulties,...
by John Skiba, Esq. | Aug 11, 2011 | Chapter 7 Bankruptcy, Wage Garnishment
In Arizona once a creditor has a judgment against you they can seek to garnish up to 25% of each of your paychecks. Losing a full quarter of your income every two weeks is enough to put many families under. In light of this it is no surprise that when a family does...
by John Skiba, Esq. | May 25, 2011 | Uncategorized
Few things are as unsettling as having a knock on the door and then finding yourself being served with a lawsuit by a process server. However, if debts go unpaid long enough, eventually many creditors will sue. Bankruptcy can eliminate the underlying debt, but it is...
by John Skiba, Esq. | May 20, 2011 | Chapter 7 Bankruptcy
Many of the bankruptcy clients I have been meeting with lately are experiencing some type of garnishment. Garnishment of wages or bank accounts is an indicator to me that you have been dealing with debt issues for some time. Contrary to what many believe, a creditor...