by John Skiba, Esq. | Jan 2, 2014 | Chapter 7 Bankruptcy, Debt Collection Lawsuits, Debt Settlement
Happy New Year! When this time of year rolls around I always tend look back on the prior year and ask myself if things are any different now than they were a year ago. Did I meet my goals? Have I improved my and my family’s situation? As with many of us I...
by John Skiba, Esq. | Apr 27, 2013 | Chapter 7 Bankruptcy, Collection Law Suits, Debt Settlement
If you have read my blog at all you have likely read my mantra that “no body wants to file for bankruptcy”. Sometimes it is just flat out necessary. But how do you know if bankruptcy is the right choice? On more than one occasion I have met with families...
by John Skiba, Esq. | Apr 10, 2013 | Collection Law Suits, Debt Collection Lawsuits
If you have been sued by one of the debt buyers, Midland Funding, Portfolio Recovery, LVNV Funding, you may have felt intimidated not only by the debt collection process but by the fact that you are dealing with a large company who is represented by an attorney. Many...
by John Skiba, Esq. | Aug 3, 2011 | Uncategorized
During the free bankruptcy consultations I offer I will regularly meet people who only have one or two delinquent debts and are otherwise in pretty good shape financially. If the debt is significant a bankruptcy may still be the best way to go, but I also explore...
by John Skiba, Esq. | Jun 21, 2011 | Uncategorized
No one wants to file for bankruptcy. Bankruptcy is the last option for most people, and probably rightly so. By the time people come to my office to meet with me most have looked into other options as they struggled along trying to keep up with monthly minimum...