by John Skiba, Esq. | Mar 6, 2019 | Bankruptcy, Chapter 7 Bankruptcy
I have helped Arizona families deal with serious debt problems for nearly two decades. During that time the biggest hurdle for most families that desperately needed debt relief was how they could afford to pay the legal fees associated with filing for bankruptcy. In...
by John Skiba, Esq. | Apr 30, 2016 | Collection Law Suits, Debt Collection Lawsuits
Have you been sued by Razor Capital? Even though Razor Capital is not an Arizona debt buyer they do file a large number of lawsuits in Arizona courts. Razor’s business model is to purchase old charged-off credit cards, auto loans, student loans, cell phones,...
by John Skiba, Esq. | Jul 23, 2015 | Collection Law Suits, Debt Collection Lawsuits
Often here on my blog I will discuss some of the more technical legal arguments that can help you win your case against junk debt buyers. However, in a surprisingly high number of cases you end up winning simply for showing up and continuing to show up until the very...
by John Skiba, Esq. | May 27, 2014 | Debt Collection Lawsuits, Fair Debt Collection, FDCPA Claims, Podcasts
Financial difficulties can be all encompassing. The stress associated with not being able to pay your bills touches on everything from being able to pay for your kid’s schools lunch to wondering if your car is going to get repossessed – making it impossible for you...
by John Skiba, Esq. | May 10, 2014 | Fair Debt Collection, FDCPA Claims
Day in and day out for nearly 11 years I have met with families who are going through financial difficulties. Something that may be surprising, and a little disconcerting, is that there isn’t a certain “type” of person or certain career paths that...