I don’t know how much more I can take. Day in and day out I meet with people that have been sued by Midland Funding, Equable Ascent, LVNV, LLC, Portfolio Recovery – and a long list of the other debt buyers. And many – too many – of the people I meet with are deciding to take action for the first time after a default judgment has been entered. Often even the entering of the default judgment doesn’t spur people to action but they wait even longer until a wage garnishment or bank levy hits.
Then they come see me.
Only by that time it is often too late. And even if it is not too late you have made life much more difficult and expensive than it needs to be.
The dirty little secret when it comes to debt buyer cases is that companies like Midland Funding have a difficult time proving their case when you hold their feet to the fire. But if you do nothing the court basically rubber stamps the judgment against you.
You may have the best defenses, witnesses, exhibits, or whatever, but if you let the court enter judgment against you because you ignore the debt collection lawsuit you have made the chances of winning your case much less likely.
If you have recently been served with a debt collection lawsuit it is time to put a game plan together. The fact that you are now getting sued is proof that the prior tactic of ignoring the debt was not a successful one. Now more than ever old debts seem to take on a life of their own. If you live in Arizona you have twenty (20) days to file a written Answer with the court. If you don’t do that the court will enter a default judgment against you.
I can help you. But we need to act now.