50 pages. The typical consumer bankruptcy has about 45 to 60 pages of information that is filed with the bankruptcy court. Income, debts, assets, transactions, expenses – they all must be disclosed in your bankruptcy documents. If you file for bankruptcy you are going to be required to sign off on your documents no less than six times – and all of those signatures are written under penalty of perjury. With such a heavy penalty associated with your signature, it is vital that you fully understand what it is your [...]
Written by guest Blogger Frank P. Pipitone. Mr. Pipitone is a Long Island Bankruptcy Lawyer. He is the managing attorney at Pipitone Law located in Garden City, New York. _____________________________________________________________ With the economy in shambles and people still struggling, many unscrupulous organizations are stepping to the plate to take a swing at consumers. While bankruptcy filing numbers are down across the country, bankruptcy is still a viable option for people to rehabilitate their finances. Non-attorney petition preparers market to those individuals who are most in need by promising to prepare [...]
Recently I have launched a new website that while not technically a legal website I believe it compliments my law firm website. The website is Consumer Warrior and was created with the goal of providing information to people who are dealing with difficult and often very stressful collection efforts and debt collection lawsuits. I am a firm believer that it truly is difficult to replace a competent attorney no matter how good the guide or website. But at the same time with some consumer matters it simply doesn’t make financial [...]
This month marked the release of the new book by Stephanie Kimbro “Limited Scope Legal Services: Unbundling and the Self-Help Client.” Ms. Kimbro is an attorney and author. One of her more recent works, Virtual Law Office: How to Deliver Legal Services Online was a great inspiration to me as I opened my own law practice and began offering legal services through the web. A while back Stephanie contacted me about my limited scope services practice and asked me if I would be willing to answer a few questions for [...]
If you have been sued by a debt buyer like Midland Funding, LVNV, LLC, Portfolio Recovery or any of other companies out there your initial reaction is probably that you want this to go away and go away now. Before making any decision take some time to evaluate your options. If you live in Arizona you have 20 days from the day you received the complaint and summons before you have to file a response with the court. Take that time to make a sound decision. So what options do you [...]
If you have ever been involved in a lawsuit before and hired an attorney you are fully aware of how quickly attorney’s fees can add up. Litigation is not a cheap way to solve problems. I was talking to an attorney friend of mine the other day was telling me about a lengthy case he was involved in where the client owed him thousands of dollars and the case was no where near being finished. The client wasn’t happy because he owed so much money with more fees to come; [...]
If you are being sued by Midland Funding, LLC here in Arizona you are not alone. Recently I have seen an increase in the number of clients coming in with lawsuits by Midland Funding and other debt buyers. What is a debt buyer? These are companies that have purchased delinquent debts from banks or credit card companies and then are suing through the state court system here in Arizona to collect on their purchased debts. Understanding how these debt buyers operate will help you in fighting the lawsuit they have [...]
