Schedule a Free Consultation with John

Collections lawsuits require
your immediate action.

Have you been seen sued by one of the debt buyers like Midland Funding, Portfolio Recovery, or CACH, LLC?  If so I can help.  Being sued is stressful and causes a lot of fear of the unknown.  The good news is I have helped many families just like yours successfully defend themselves against collection lawsuits.  Click below to find out the vital steps you must take to avoid having a judgment entered against you.

What Is My Next Step?

Stop Debt Collection Harassment.

Are you being harassed or even abused by debt collectors? Are they calling your work? Contacting your family and friends? Are they leaving abusive phone messages or even yelling or swearing at you? Debt collectors are prohibited from attempting to collect debt using any of these tactics and if you are dealing with debt collector harassment you may be entitled to compensation. The Fair Debt Collection Practices Act (FDCPA) provides you with numerous protections. Click below to learn more.

Learn More

For individuals
facing Bankruptcy,
there is hope.

Bankruptcy.  Most people I meet with struggle to even say the word.  No one wants to file bankruptcy, but sometimes it is necessary. Bankruptcy will allow you eliminate debt while keeping most – if not all – of your assets.  Best of all you can find peace again.  Life doesn’t have to be this stressful.  Click below to learn more about how bankruptcy can help you eliminate the debt, stop the collection calls, and allow you to move forward in life.

Learn How Bankruptcy Helps

Latest From The Blog Visit The Blog


Is it Illegal for a Debt Collector to Call Your Cell Phone?

Struggling with overwhelming debt problems is stressful – and a big source of that stress is the unending debt … Read More

What is a Stipulated Judgment?

When a debt is legitimately owed I have found that most people simply want to negotiate a settlement with … Read More

Dealing with Judicial Bias in Debt Collection Cases

Recently I was attending a pretrial conference at one of the local justice courts here in Arizona in one … Read More

Arizona Leads Nation in Defaulting on Student Loans

Student Loan Default Rates Arizona Completion Rates National Completion Rate Arizona Default Rate National Default Rate All Schools: 29% … Read More

New Course – How to Draft a Response to a Motion for Summary Judgment

Recently, I have seen a flood of low-dollar debt collection lawsuits by junk debt buyers Midland Funding here in … Read More

Join the Discussion in the Consumer Warrior Forums

I am proud to announce the launch of the Consumer Warrior Forums.  Every day I get emails, comments on … Read More

Paste your AdWords Remarketing code here