Tired of Debt Collectors?

We can help.

Which Option Will Solve Your Debt Problem?


  • Do you live in Arizona?
  • Do you need an attorney?
  • Have you been sued by Midland Funding, Portfolio Recovery Associates, CACH, LLC, Cavalry SPV, or one of the other junk debt buyers?
  • Do you need to file bankruptcy
  • Do you have debt collectors harassing you?
  • Do you need help getting your debt problem under control?

The Arizona Consumer Law Group is a full service law firm providing consumer protection legal services to people in Arizona.  

We offer free consultations to review your debt problem and help you find real solutions.

Don’t waste your time or money on lawyers that don’t practice exclusively in fighting abusive debt collectors. CLICK HERE to learn more…

  • Do you live outside the state of Arizona?
  • Not sure if you need an attorney?
  • Have you been sued by Midland Funding, Portfolio Recovery Associates, CACH, LLC, Cavalry SPV, or one of the other junk debt buyers?
  • Do you need help with your debt problem but aren’t sure where to turn for informative answers?
  • Are you representing yourself in court and need answers on how to fight back against abusive creditors?

Here you will find videos, articles, a podcast, and even self-guided online course on topics like bankruptcy, how to represent yourself in court in a debt collection lawsuit, your rights as a consumer under the FDCPA, FCRA, TCPA, credit reporting issues, and even your options on dealing with student loan debts.  CLICK HERE to learn more.

Schedule a Free Consultation!

John Skiba, Esq. John Skiba, Esq.

We offer a free consultation to discuss your debt problem and help you put together a game plan to eliminate your debt once and for all. Give us a call at (480) 420-4028

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Black Friday and Bankruptcy

It is hard to believe that the holidays are upon us once again. And love it or hate it Black Friday and become a holiday tradition for many people where they stake out their claim for the great deals of the holiday season. While it can be easy to get caught up in the...

Nearly a year ago I  received a court order in the mail. As i began to read i realized my worst fears were coming true. I was being sued! Stress and worry occupied my every waking moment. The effects of a lawsuit would be devastating for my family and I.

It took months for the trial to come but in the end it was exactly as Mr. Skiba  had predicted. The results couldn’t have turned out better. Dismissed with prejudice! I can’t possibly thank Him enough. I strongly recommend Arizona Consumer Law Group to anyone that finds themselves in a financial crisis. I truly believe you can’t find better guidance or representation.

Kenneth R.

I was extremely happy with the help I received from Mr. Skiba and his staff. Everyone was more helpful than I could have ever asked for.

I hope I Never need the help from AZ Consumer Law Group, PLC; however if I do I will not think twice before calling. I wish to thank everyone for everything you did for me. Thank You RM

Robert M.

In the interest of full disclosure, I am not a client of John, and am actually a Judgment Enforcer by trade.  I usually am the person suing for debts that are owed.

I randomly sat in on one of his trials, in a case where I thought it was very clear that his client owed the money.

John DECIMATED the opposing attorney, like a gentleman, and WON!

I’m still in shock over how he accomplished this, but he did!


G.K. - Yelp Review

It was a great experience working with John Skiba and his staff. They were very helpful and explained every options we have before we even agreed on him taking our case. Believe me every step of the way they were there for us and answered all our concerns about our situation. John and Kymber definitely made it more easy for us and helped us to have peace of mind. Thank you so much and we will definitely refer your service to our family and friends. Again we appreciate you all and we wish you all the best. God bless

David G.

I will use you again I’m certain, and I will definetely recommend you to anyone. Not only did you fully help me with my legal emergency, but you were very generous with your time when we met, as well as on the phone when I had more questions.  I loved thatyou speak plan English, you mad the law and the process very to easy to digest! Thank you so much for your immediate response to my needs. I’m so grateful to have gotten your number from my friend!

Paulina K.

I started my journey 3 years ago with Mr. Skiba. It began with him winning our case for us with out any issues.

Mr. Skiba also got a judgment in our behalf for our attorney fees. Which  took almost 3 years to get back. The opposing attorney just ignored all the judges rulings.

But Mr. Skiba didn’t give up and we finally got our money back Thanks a lot for all your hard work.

B.M. - Yelp Review

I received a call from a Collection Agency from an apartment that I lived in 5 years ago. I did not want to settle with the collection agency on a debt that I didn’t feel occurred.

Though I could have settled for possible less than attorney fees, I hired John off the principle of the situation. Not only did John win the Judgment, but also had their Attorney pay for my costs. I would recommend the professionalism of Arizona Consumer Law Group to everyone!

Justin B. - Yelp Review

You guys are the very best, awesome. Definitely using your skills as a lawyer too do good and help others. I greatly appreciate all your help and assistance with my legal matters. God bless you…

Mike T.

John and Kymber are amazing!! I had so much anxiety in dealing with all of my debt and issues and they made the process quick and painless.

John even took the time to rush my paperwork and went out of his way to make sure things were handled and my questions were answered.

I’m so incredibly grateful and thankful for them and would gladly refer any friends and family!!

Tiffany M. - Yelp Review